Expert Details
Commercial Banking, Finance, Treasury Management
ID: 734554
Georgia, USA
Expert's career spans 17 years with experience in commercial banking, C&I lending, and mortgage. As a business development professional and relationship manager, expert has developed a strong knowledge of credit analysis, loan structuring and underwriting, client management, treasury and cash management, new business development and prospect database management.
Products:
♦ Treasury & Payment Solutions (Payroll, Merchant Services, Corporate Card Programs, Lockbox, ACH services)
♦ Financing Solutions (Term Loans, Lines of Credit, Equipment leasing, SBA loans, Structured Finance, Commercial RE Debt)
♦ Deposit Solutions (Business Checking/Money Market, Certificates of Deposit)
♦ Global Trade Solutions (SWIFT payments, FX accounts, Import/Export, Trade Financing)
♦ Workplace Solutions (Retirement planning, Online 401k, Payroll management, Benefits Packaging)
Functions:
♦ Relationship Management
♦ Business Development
♦ Risk Management
♦ Credit Analysis
Markets:
♦ Commercial Banking: Revenue size >$1M
♦ Multilateral & International Agencies and Corporate: Revenue size >$100M
♦ Real Estate, Waste Collection, Energy, NonProfit
Organizations:
♦ Capital One Bank
♦ Courtney Vaughan Consultants, LLC | GulfLady Inc.
♦ PNC Bank
♦ SunTrust Bank
♦ Austin Capital Investments Group
♦ PROTEUS Capital Partners
♦Crosstowne Mortgage Bank
♦ CitiBank
♦ Bank of America
Specialties: Relationship Management, Business Development, Corporate and Middle-Market Debt Origination, RE Construction Financing, Portfolio Management, Cash Cycle Management, Oil & Gas Asset Analysis, Treasury Management, Credit Underwriting & Risk Analysis, Team Management, Financial Modeling & Forecasting, Valuations, Company-Specific, Industry-Specific and Market-Specific Research, Creation of Underwriting Documents & Presentations (industry specialties: real estate, energy, infrastructure)
◆ Provided financial and business strategy consulting services to firms in government contracting, specialty finance, oilfield transportation and logistics, cyber technology, financial services, multimedia,and the communications industry. Partial list of clients served included Circle Bar A, Columbia Services, Inc, Engineering, Network & Software Services, Inc, Banneker Ventures, LLC, Infinity Funds, Infinity Rail, AJ Team Realty, GreenRock Strategies, Nand Persaud & Co, Ltd., Wall Street Media Group, Thornhill Energy & Development Company, Partners Mergers & Acquisitions, Inc, Employer, LLC, Thomas Ho Companies Ltd, Lendistry LLC, and NOIL Petroleum Corporation
Education
| Year | Degree | Subject | Institution |
|---|---|---|---|
| Year: 2003 | Degree: Bachelor of Arts | Subject: Business Marketing | Institution: Howard University |
Work History
| Years | Employer | Title | Department |
|---|---|---|---|
| Years: 2012 to Present | Employer: Undisclosed | Title: (Undisclosed) | Department: (Undisclosed) |
Responsibilities:Helped the company develop cash flow models and credit plan for both internal growth and projects in queue. Arranged $1.25MM revolving line of credit for business. Partnered with executive team in selection and hiring process for federal government facing technology sales professional and PMP-certified project manager for federal staff augmentation contract. Provided guidance on business development activities and creation of strategic partnerships. |
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| Years | Employer | Title | Department |
| Years: 2015 to 2016 | Employer: (Undisclosed) | Title: Vice President | Department: (Undisclosed) |
Responsibilities:Developed and grew a portfolio of commercial clients with annual sales between $2 - $100 million; offering cash management, merchant services, commercial and multi-family mortgages, credit facilities and trade finance, wealth management, escrow management and traditional banking products and services. Created the largest win for Mid-Atlantic Business Banking Team via the creation of full service relationship with $56 million per annum revenue multinational technology company, $13MM in deposits, $3MM in credit, $40K in Treasury revenue, and over $90K in overall revenue |
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| Years | Employer | Title | Department |
| Years: 2013 to 2015 | Employer: (Undisclosed) | Title: Vice President | Department: (Undisclosed) |
Responsibilities:International financial engineering and strategy firm providing services primarily to middle market companies in the renewable energy,finance, IT, infrastructure, communications and multimedia industries. |
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| Years | Employer | Title | Department |
| Years: 2011 to 2013 | Employer: (Undisclosed) | Title: Vice President | Department: (Undisclosed) |
Responsibilities:Senior business banking relationship manager and cash flow consultant. Managing portfolio of small cap companies in the $1 million to $30 million revenue size. Providing advice on cash flow and providing treasury management, credit, deposit, and merchant solutions to new and existing customers in Greater Washington Area. |
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