Expert Details
Analytics, Finance and Insurance
ID: 735627
Texas, USA
Currently, Expert is leveraging his expertise from banking, insurance and financial services to offer Fractional CFO services to small to mid-size firms in the Dallas/Fort Worth area. He will continue to manage cash flow, track KPIs, lower risk and handle treasury management for small to mid-size companies. He helps business owners manage cash flow, track key performance indicators (KPIs) in Power BI and Tableau dashboards, lower business risks and conduct tax projections for quarterly tax filings.
Areas of Skill:
♦ Business and financial analysis
♦ Power BI, SQL Server, and Tableau
♦ Cashflow management
♦ Project management
♦ Drake Tax, TurboTax
♦ QuickBooks
♦ Expert witness
♦ Risk management
♦ Investigative accounting
♦ Strategic planning
Education
| Year | Degree | Subject | Institution |
|---|---|---|---|
| Year: 2009 | Degree: MBA | Subject: Management and Finance | Institution: Texas A&M University |
| Year: 1993 | Degree: BBA | Subject: Insurance and Finance | Institution: University of North Texas |
Work History
| Years | Employer | Title | Department |
|---|---|---|---|
| Years: 2010 to Present | Employer: Undisclosed | Title: Fractional CFO | Department: |
Responsibilities:Work as a consultant to small to mid size businesses with budgeting, cash flow management and risk management services. Industries include non-profit, arts, entertainment and food and beverage.Provide financial oversight for the organization. Collaborate with CEO, presidents, and other leaders within the organization on strategy. Engage in activities involving cash flow management, creating executive dashboards with KPI(s), conducting monthly financial reviews, reviewing vendor contracts, securing financing as needed and managing enterprise risks. Identify opportunities to increase profitability and drive down expenditures. Enroll operational accounts into treasury sweep accounts to increase interest income from idle funds. Periodically, review budgets and make recommendations based on current economic climate. Complete quarterly tax projections to ensure business owners remain compliant and file taxes on time. |
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| Years | Employer | Title | Department |
| Years: 2011 to 2017 | Employer: Bank of America | Title: VP, Quantitative Associate | Department: Retail Banking and Mortgage |
Responsibilities:Managed capacity plan for multiple teams to ensure proper utilization of full time employees. Forecasted retail deposits, mortgage and credit card default volumes.Produced monthly forecasts for bankruptcy, deposits, legal order processing and mortgage front line units. Managed the development and maintenance of the Deposit Account Services (DAS) and Legal Order and Fulfillment (LOP&F) capacity plans. Used capacity plans to manage staffing levels to improve efficiency, reduce expenses and increase the bottom line. Wrote commentary that highlights key facts and trends in monthly forecasts. Facilitated monthly executive conference calls to highlight 90-day outlook for front line business units. Met forecasts variance requirement (below 5%) 85% of the time. Used productivity tools such as Excel, SAS,SQL, and Tableau to create financial dashboards and reports to aid decision making. |
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| Years | Employer | Title | Department |
| Years: 2007 to 2011 | Employer: CitiMortgage, Inc. | Title: Senior Analyst | Department: |
Responsibilities:Conducted periodic ADHOC analysis for audit and legal departments to aid in minimizing violations of the Fair Debt Collection Practices Act. (FDCPA) Initiated and managed fact-finding processes to minimize Branch Network’s portfolio delinquency to improve company profitability and collection efforts. Incorporated the use of COGNOS 8, macros, and SQL to summarize statistical information in a reporting format. Developed and distributed the monthly financial servicing deck. Quantified the effectiveness of Varolli’s system by producing cost and benefit analysis reporting. Used regression analysis to predict payments based on contact times. |
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| Years | Employer | Title | Department |
| Years: 2005 to 2007 | Employer: Wai-Wize & ACS | Title: Financial Analyst | Department: |
Responsibilities:Conducted financial statement analysis and reconciliation of balance sheet and income statement. Created financial and marketing ADHOC reports for management and the City of Dallas employees. Increased collection revenues by persuading fleet customers to sign up for monthly billing. Increased revenues by $400,000 for fleets. Maintained and updated the daily revenue report which was used to create monthly and quarterly cash flow projections. Produced variance reporting to identify gaps between reported revenue and actual deposits. Projected loss revenues relating to delinquent corporate customers. Reviewed trends associated with outstanding receivables. |
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Career Accomplishments
| Licenses / Certifications |
|---|
| Certified Valuation Analyst (2011) Startup Funding and Finance – Cornell University: cap tables, due diligence, financial planning, go to market strategy, valuation |
Language Skills
| Language | Proficiency |
|---|---|
| English | Proficient |