Expert Details
Banking, Financial Services, Payments, FinTech, Electric Vehicles, Batteries, Startups, and Entrepreneurship
ID: 738844
India
Domains therein include Electric Vehicles, Banking, Financial Services, Telecommunications and Business and IT Consulting. He holds an MBA.
Education
Year | Degree | Subject | Institution |
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Year: 2004 | Degree: MBA | Subject: Marketing and Strategy | Institution: Indian Institute of Management, Ahmedabad |
Year: 1999 | Degree: B.Tech | Subject: Computer Science and Engineering | Institution: Indian Institute of Technology, Bombay |
Year: 2013 | Degree: Bachelor of Laws | Subject: Banking Laws, Intellectual Property | Institution: University of Mumbai |
Year: 2018 | Degree: Copyrights | Subject: Copyright Laws | Institution: Harvard Law School |
Work History
Years | Employer | Title | Department |
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Years: 2018 to Present | Employer: Undisclosed | Title: Co-founder | Department: Management |
Responsibilities:As the Co-founder, Expert has led corporate development, strategic partnerships, technical program management, marketing, IT, software, human resources, the legal department, risk assessment and operations, compliance, and investor relations.Expert has grown the team to over 70 members with over $1 million ARR (Annual Recurring Revenue( across 65+ enterprise customers that includes e2W and e3W EV OEM's and battery manufacturers. During his tenure, Expert has also filed a dozen engineering patents (granted one patent so far). Expert has launched multiple business lines: Battery swapping (~20 stations @Delhi-NCR): hardware, software and data analytics solutions that enable 2-minute battery swapping, asset tracking, and optimized energy delivery for EV. Products: EV powertrain solutions: battery management systems, motor controllers and chargers ZeroVir: UV-based and IoT-enabled automated sanitization for public, shared spaces (during the pandemic). EV-only fleet (~50 EV's) - doorstep delivery for e-commerce majors like BigBasket/JioMart/Zepto |
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Years | Employer | Title | Department |
Years: 2016 to 2018 | Employer: Independent Consultant | Title: Independent Consultant | Department: |
Responsibilities:Expert consulted independently in Banking, Financial Services, and Payments during this time.Global projects included cross-border remittances, merchant acquisitions, and the related businesses. Clients were based in India, the United States, and Europe. |
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Years | Employer | Title | Department |
Years: 2015 to 2016 | Employer: DBS Bank | Title: Vice President | Department: Digital Banking |
Responsibilities:Expert launched a completely paperless, convenient and safe digital bank.Part of the founding team, Expert was responsible for product, business planning, strategic alliances, partnerships, pilot launch, and other major fields. He acquired ~100K new-to-bank customers within 3 months of launch. |
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Years | Employer | Title | Department |
Years: 2012 to 2015 | Employer: Idea Cellular Limited (now Vi) | Title: Deputy General Manager | Department: Marketing |
Responsibilities:Expert was responsible for business planning, merchant acquisition, product management, business strategy, marketing, customer experience, partner selection, pricing, regulatory liaison, and regulatory compliance for this mBanking/mCommerce (mobile banking and mobile commerce) business.Among other achievements: Expert launched a semi-closed prepaid payment instrument over mobile (USSD) and Web channels. He also procured RBI *Reserve Bank of India) license; coordinated RBI-mandated external audits; and ensured periodic regulatory reporting. He also led a bank-led mobile money solution for under-banked and un-banked customers. Across these business lines, Expert acquired and managed over half a million customers. |
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Years | Employer | Title | Department |
Years: 2008 to 2012 | Employer: TimesofMoney | Title: Head of Strategy and Innovation; Head of Product Development | Department: |
Responsibilities:Expert coordinated business planning and conducted feasibility studies for business launches in newer APAC markets. He also executed strategic tie-ups with over 25 banks with cumulative monthly throughput of INR 20Cr+ (credit in Indian currency).He led a team of three product managers and launched two major products: (1) a B2B aggregated payment gateway solution across Internet, IVR (interactive voice response) and mobile; (2) a virtual digital wallet that works across Internet, mobile applications, SMS and IVR. |
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Years | Employer | Title | Department |
Years: 2005 to 2008 | Employer: Yes Bank Liited | Title: Assistant Vice President and Product Head | Department: Direct Banking |
Responsibilities:Expert managed the product P&Land was responsible for driving the adoption of alternate channels -- primarily Internet and Mobile -- and associated throughput. His four key launches:(I) Contact Center – Speech-enabled IP-based contact center, seamless service via call/web/SMS/chat (II) Mobile Payments – Telco-agnostic and inter-bank P2P money transfers in real time (III) MoneyMonitor – PFM (Personal Finance Management) for managing all financial and quasi-financial relationships (IV) Automatic Customer Identification – An innovative RFID-chip embedded, card-based NFC solution, enabling automatic identification of HNI customers, on entry into designated branches. |
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Years | Employer | Title | Department |
Years: 2000 to 2005 | Employer: Various | Title: Program Manager and Software Engineer | Department: |
Responsibilities:Expert served Sapient as Program Manager in Bangalore; San Diego, U.S.; and Gurgaon (2004-05).Before obtaining his MBA, Expert served SpinCircuit Technologies and Aditi Technologies, respectively (2000-01 and 2001-02) as Software Engineer. |
Fields of Expertise
electric vehicle battery, Electric Vehicle Charging, Electric Vehicle Fleet Charging, lithium battery, Automotive Li-Ion Battery Packs, motor controller, battery charger, Payments, Fintech, startup, mentoring, Management Consulting/Coaching, Digital Banking, automobile battery, electric battery material, financial service, financial technologies, mobile data communication, Mobile Application, mobile payment, mobile solutions, mobile technology, Digital Commerce